How much does Zeller cost?

It’s free to sign up for Zeller
There are no set-up fees, monthly fees, or lock-in contracts.
You’re only charged when you accept a payment.
In-person payments
Accept in-person payments with Zeller Terminal
In-person payments
1.3%
Excludes American Express — even lower rates for larger businesses
Other cards
1.99%
For American Express, business, and international cards
MOTO payments
1.5%
For domestic Mastercard and Visa cards
Zeller Terminal
£99
No monthly fees or hidden charges — price excludes VAT

Online invoice payments
Accept online invoice payments with Zeller or Xero Invoices.
Subscription fee
£0
No monthly invoicing subscription fees
Send online invoices
Free
Create and send unlimited online invoices
Invoice transaction fee
1.5%
For domestic Mastercard and Visa cards
Settlement fee
Free
Get your funds as fast as the next day
Virtual terminal payments
Key in and charge card payments securely from any browser.
Subscription fee
£0
Free — no monthly fees or subscriptions
Payment links
Free
Send unlimited payment links via email or SMS
Transaction fee
1.5%
For domestic Mastercard and Visa cards
Settlement fee
Free
Get your funds as fast as the next day
Business accounts
Switch to a better business financial solution.
Zeller Business Account
Free
No monthly fees or subscriptions
Minimum balance requirements
£0
No minimum monthly balance required
Account setup fee
£0
It's free to sign up for your Zeller Business Account
Transfer fees
£0
Free — unlimited real-time fund transfers
Debit cards
Streamline your business spending.
Zeller Debit Card
Free
Free — unlimited physical business debit cards
Virtual cards
Free
Issue free, unlimited virtual business debit cards
Annual card fees
£0
No recurring annual fees or hidden charges
Transaction fees
£0
Just the exchange rate — no hidden fees
Expense cards
Manage and track team or project expenses with Zeller Expense Cards.
Monthly card fee
£5
First card free — additional cards £5/card per month (ex VAT)
Transaction fees
£0
Just the exchange rate — no hidden fees
Software fees
£0
No costly expense management software fees
Report download fees
£0
Access spend reports from Zeller App or Dashboard
Everything’s included.
Sign up free, then discover everything that comes with your new Zeller Account.
Accept payments
Accept card payments, virtual terminal, and online invoice payments with flat-rate pricing for all cards.
Debit and expense cards
Issue unlimited, free business debit cards, or create expense cards to manage and track team expenses.
Financial reporting
Report by transaction, card, account, site, or contact from Zeller Dashboard or in the Zeller App.
Business accounts
Unlimited free accounts, fast real-time transfers, and no monthly fees.
Xero integration
Get paid and manage your finances for free with Zeller's integration with Xero.
24/7 support
Speak to our team via phone, email, and SMS, plus dedicated fraud and chargeback monitoring.







